Coming soon!
Soda Flex: personalised benefits, predictable costs.
Flex Benefits are a powerful way to offer your employees more choice and autonomy in how they care for their health and wellbeing - beyond standard medical plans.
Soda Flex includes
Customisable flex categories.
Switch categories on or off, and control what’s claimable within each.
PAY & CLAIM
Dental
Education
Medical insurance
Life & personal accident insurance
Lifestyle
Maternity
Medical
Preventive care
Sport & wellness
Optical
Want medical benefits too? Just add them on.
GP panel
CASHLESS
GP panel clinics
GP virtual consultation
Customisable panel services. Choose which services to include - just switch them on or off.
CASHLESS
Dental
Physio
Chiro
Specialist
TCM
X-ray & lab
Health screening
1 FREE basic screening per employee/year
Non-panel
PAY & CLAIM
Claims support for visits outside the panel
NO CHARGES per claim
....
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GP panel (cashless)
GP panel clinics
GP virtual consultation
Customisable panel services
Dental
Physio
Chiro
Specialist
TCM
Health screening
1 FREE basic screening per employee/year
X-ray & lab
Non-panel (pay&claim)
Claims support for visits outside the panel
NO CHARGES per claim
Pay only for what your team uses
When you activate your policy
Refundable deposit (only if you add medical benefits)
Each month after that
$0.00 $4.00 / employee / month (platform fee)
FREE for 3 months
plus benefits usage.
You’ll receive a monthly invoice.
Benefits usage: Thanks to our panel rates, you only pay fixed, transparent prices. For example: GP visit is only $13.
Today’s workforce expects more than just basic coverage.
Attract and retain top talent
by offering a competitive, employee-centric package.
Support diverse needs
from medical expenses to education.
Encourage preventive care
reducing long-term medical costs.
Position your company as a modern, thoughtful employer
by offering benefits that reflect today’s diverse lifestyles and needs.
Where standard healthcare ends, Flex begins
While outpatient plans typically cover GP visits, medications, and diagnostics, Flex allows your team to claim for things like sports & wellness, education, and more.
Feature
Health benefits
(Outpatient panel)
Flex benefits
What it covers
GP consults, prescribed meds, tests
Broader wellness needs: dental, optical, sport & wellness, insurance
Payment model
Cashless access is available only for outpatient panel benefits at designated clinics
Reimbursement-based (employee submits receipt)
Employee control
Limited
High - they choose how to spend
The smarter way to bridge the gap when you move away from full insurance
If you’re moving from a traditional insurance plan to self-insurance, a flex plan acts as the choice + budget-control tool that keeps employees happy while protecting your company from runaway medical costs.
Happy employees
Controlled costs
Soda Flex gives you more freedom, more control - with none of the extra costs.
No setup fee
Get started in minutes - no paperwork, no calls, no upfront cost. Just set your budget, choose categories, and you’re ready to go.
No charges per claim
Unlike other providers, Soda Flex includes claims processing in your monthly platform fee, so you only pay a fixed amount - no hidden charges, no surprise admin.
Full control over benefits
Decide what’s covered, set category limits, and update policies anytime. Our curated categories make it easy to design a plan that makes sense for your team.
Reimburse employees with ease
Once a claim is approved, HR receives a monthly report and seamlessly adds the reimbursed amount to the employee’s next payroll.
10 flexible benefit categories your team will love
With Soda Flex, you can cover a wide range of everyday needs - from dental and medical to lifestyle and wellness. Designed for inclusivity, the program stays relevant across all age groups, so whether it’s a young employee, a parent, or someone later in their career, everyone finds benefits that truly matter to them.
Here's how Soda Flex works for your team
Getting started
Onboard in minutes - everything employees need is sent directly.
Seeing a doctor
[If you enable medical benefits] Cashless visits at 620+ GP clinics or online (with the Doctor Anywhere app).
Making a claim
Employees pay upfront and upload receipts. Once approved, HR includes the reimbursed amount in the employee’s next payroll via the monthly report.
Getting support
From our chatbot to employee guides, support is built in - no extra work for HR.
Share this employee guide with your team for everything they need to get started.
Get your team on Flex without the hassle
Once your company’s policy is activated, you can start enjoying care within minutes.
Define your Flex policy
Set your budget, choose eligible categories, and decide any limits - all from one simple dashboard. No paperwork, no long setup calls.
Assign employees
Invite your team in seconds. They’ll get instant access to their benefits in the Doctor Anywhere app using their work email.
Monitor usage trends
Track how benefits are used in real time - from popular categories to remaining balances - so you can make smarter adjustments over time.
Flex with Soda
Ready to give your team benefits they’ll love?
Set up Soda Flex in minutes - no setup fee, no per-claim charges, full control, and a smooth experience for your employees.
Got questions? We've got answers
Is there a risk of overspending?
No. Budgets are fixed, and once the allocation is used, no additional cost is incurred by the company. You decide the exact amount each employee gets (e.g. $500/year), and you can also set individual limits per claim if you wish. This caps your company’s exposure while giving employees meaningful choice.
Are Soda Flex benefits taxable for employees?
Only 2 categories - Sport & Wellness and Lifestyle - are taxable. All other categories are non-taxable. You decide which categories to enable, so employees get maximum value with minimal tax impact.
Do Soda Flex benefits affect CPF contributions?
No. Soda Flex benefits are treated as reimbursements or direct payments for specific expenses, not cash remuneration. This means they are exempt from CPF calculations, saving both employer and employee CPF costs.
How do employees access their benefits?
Employees log in to the Doctor Anywhere app to see their available budget, view eligible categories, and make claims - all in a few taps.
Can I decide which items within a category are claimable?
Yes, you can fully customise each benefit category by choosing which items or subcategories are claimable and which are not. For example, under Sports & Wellness you could allow gym memberships and yoga classes, but exclude sports equipment purchases. This ensures benefits align with your company’s policies and budget.
Is there an age limit for employees covered?
No, Soda does not impose age limits like some traditional insurance providers. Your employees are covered regardless of age.
What’s the average cost per visit using panel rates?
On average, GP consultations cost between $25–$35 per visit with medication, thanks to panel pricing. Your employees can enjoy panel GP visits at a flat $13 per visit (consultation fee). For specialist visits, the typical range is $80–$120, and physiotherapy starts at $150 for the first visit with $135 for follow-ups.
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