A perfect fit for all companies
Simple, transparent plans tailored for startups, growing teams, and established businesses.
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Soda Starter
Soda Starter
A simple, low-cost plan covering everyday medical needs - ideal for micro teams.
$0
/ employee / month (platform fee)
+ Pay-per-use only when benefits are used
Includes:
GP virtual consultation
GP panel clinics
Customisable outpatient services
Most popular
Soda Plus
Soda Plus
Get access to non panel clinics for your team along with advanced analytics.
$0
$2
FREE for 3 months
FREE for 3 months
/ employee / month (platform fee)
+ Pay-per-use only when benefits are used
All Starter features, plus:
Non-panel services
Claims support for visits outside the panel
Soda Flex
Soda Flex
Create customised flex spending accounts for your team with a wide range of benefit options.
$0
$4
FREE for 3 months
FREE for 3 months
/ employee / month (platform fee)
+ Pay-per-use only when benefits are used
All Plus features, plus:
Flex spending allowance
Payouts to employee bank
Soda Pro
Soda Pro
A complete plan that covers both everyday medical needs and major healthcare events.
Annual premium
based on headcount
No additional platform fee
Outpatient + inpatient coverage:
All of Soda Plus
Inpatient coverage for hospitalisation
See all features
Not sure which plan is right for you?
We’ll help you figure it out - just answer a few quick questions.
Outpatient panel benefits
It covers non-hospital medical services such as GP visits, diagnostics, and follow-up treatments. These are typically the most frequently used benefits and help employees manage everyday health needs without hospitalization.
All services below are cashless for employees - you cover the cost, and we handle the rest.
GP panel clinics (Consultation fee: $13.00, $8.00 follow-up).
GP virtual consultation on Doctor Anywhere: $13 during regular hours.
+ You have flexibility to add / remove:
Dental
Physio (Consultation fee: $150.00 - first visit, $135.00 follow-up)
Chiro
Specialist (Consultation fee: $80.00-$120.00)
TCM
Health screening
X-ray & lab
Outpatient non panel benefits
These benefits cover medical visits outside of the approved clinic network (panel). That means if your employee chooses to see a doctor who is not part of our partner clinics, they can still get reimbursed for the consultation - up to the limits set in the plan.
Employees pay first, then submit a claim - we make the reimbursement process simple and fast.
Not included
Included
Included
Included
Inpatient benefits
Inpatient benefits cover medical expenses when a person is admitted to a hospital for treatment.
Not included
Not included
Not included
Included (limit $10,000)
Group term life
Hospital & surgical
Major medical
Flex benefits
Flexible benefits (or Flex benefits) give employees the freedom to choose how they want to use their benefits budget - based on what matters most to them. It’s a personalised way to support different lifestyles, needs, and life stages.
Not included
Not included
Included
You have flexibility to add / remove: Dental, Education, Insurance, Maternity, Medical, Optical, Preventive care, Sport & wellness, Lifestyle
Included
Limits setup
Set clear boundaries on coverage - you decide how much to cover and what to cap - to keep your benefits affordable and predictable all year round.
You control how to balance coverage and cost - across all plan tiers.
Annual limit - Control how much coverage each employee receives annually
Co-pay - Decide how much employees pay out-of-pocket for each visit
Cap per visit - Set the maximum amount reimbursed per visit
Trusted by many companies
Got a question?
Go to help centre
What's included in each Soda plan?
Soda Starter includes panel clinic coverage (2,000+ clinics), cashless payment, and all outpatient services. Soda Plus adds non-panel clinic coverage, claim submission support, and flexible benefits platform. Both use pay-per-use medical costs. Soda Flex offers customisable benefits that go beyond medical coverage. Soda Pro is a comprehensive plan that includes both inpatient and outpatient benefits.
Is there a minimum number of employees?
No minimum required! Soda works for companies of any size, from 1 employee to hundreds. There are no group discounts or size-based pricing—same transparent rates for everyone.
Are there any hidden fees?
No hidden fees. There is a platform fee (based on the number of employees). Medical costs are pay-per-use based on actual utilization. A refundable security deposit is required at activation (typically 2 months of estimated usage).
Can I switch plans later?
Yes! You can upgrade from Starter to Plus anytime. When you upgrade, platform fees start for Plus plan and new features become available immediately. Soda operates month-to-month.
How does billing work?
You receive monthly invoices at the end of each month covering only the medical services used that month. Platform fees (if on Plus or higher plan) are included in the monthly invoice. Learn more about billing.
What is a refundable security deposit?
A security deposit is required when you activate your policy. It's fully refundable when you terminate and typically equals 2 months of estimated utilization. This ensures coverage while maintaining flexibility. Learn more about security deposit.
What’s the average cost per visit using panel rates?
On average, GP consultations cost between $25–$35 per visit with medication, thanks to panel pricing. Your employees can enjoy panel GP visits at a flat $13 per visit (consultation fee). For specialist visits, the typical range is $80–$120, and physiotherapy starts at $150 for the first visit with $135 for follow-ups.